Borrowers are charged £ 10 to bid for compensation by payday lenders

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Debt campaigners say the charges – which are expected to be banned next May – are designed to deter troubled punters from claiming

Payday lenders charge people in difficulty £ 10 to bring compensation claims against them.

Former customers must request a list of loans before they can claim that they have been mis-sold.

One company, Lending Stream, charges people £ 10 for a copy of their data.

Debt activists say the charges – which are expected to be banned next May – are designed to prevent troubled punters from claiming.

James Walker, of resolver.co.uk, said: “There is no excuse for deliberately putting obstacles in the way of complaints. They have the right to lodge a complaint free of charge.

Last month we revealed that some were making up to £ 22,000 in comps.

Lending Stream – which offers loans of £ 1,500 at annual rates of 1,325% – has said it complies with its “legal and regulatory requirements”.

A spokesperson added: “There is never a fee charged for making a complaint.”

Almost 800 complaints about Lending Stream have been filed with the Financial Ombudsman in the past 18 months, saying he failed to perform proper accessibility and credit checks.