It takes a long time to earn money and a short time to spend it; especially since managing finances or tracking income and expenses isn’t everyone’s cup of tea. While availing an instant personal loan online can help you weather an unexpected financial crisis or meet your immediate needs, it is never a solution to bad budgeting.
If regular budgeting is a nerve-wracking task for you, you can always turn to technology for help. Just like a instant cash loan appa billing app, a payment app and an investing app, some apps can help you create an effective budget, that too on the go.
Today, let’s take a look at the top 10 budgeting apps that can help you track your finances and manage them effectively.
List of Top 10 Budgeting Apps
Here is the list of top 10 budgeting apps that can help you save money.
Walnut is an excellent money management app available on Android and iOS devices. It is equipped with brilliant features like the ability to break down your costs into categories like food, entertainment, shopping, and more. Walnut also reminds you to pay your credit card, mobile, DTH and other payments on time. Apart from this, you can also check your bank account balance instantly, without using internet data and split expenses for trips, vacations, dining out or daily expenses with friends and roommates using WalnutPay .
Monefy recognizes your need for financial tracking and supports and encourages you by breaking down your costs in a simple, direct and clear way. It highlights your important spending habits to help you save money effectively. It has a user-friendly interface for ease of use and offers a journal-like data entry tool that allows you to enter a line item each time you spend money. You can also sync data between devices and maintain security using Face ID and Touch ID.
3. Good budget
Goodbudget is a contemporary budget tracker. With the proven envelope budgeting system, this virtual budget app keeps you on track with your family and friends. It divides income into envelopes for different expense categories, tracks beneficiaries, and divides transactions. Comprehensive cash reports and income and expense analyzes help you better understand your budget. This simple and user-friendly tool is available for Android and iOS users.
4. Expense Manager
The name Expense Manager is enough to know what this application does; it helps you manage your expenses. This user-friendly tool offers a plethora of features such as generating annual, monthly, and weekly budgets, tracking them, defining spending categories, and setting spending limits. You can also change payment categories and methods to suit your needs. Finally, to make it easier for you, the elegant and fast layout of this application offers services such as a currency converter and a calculator.
The Wallet app is a smart tool to track your finances. It makes it easier to manage your expenses. It analyzes your data and provides you with meaningful results. The Wallet app compares your monthly bills and notifies you of your overspending. Your security is the main priority, therefore, Wallet ensures that your information is safe and secure.
6. Fund manager
The Money Manager app makes the budgeting process much easier and more enjoyable. It creates weekly and monthly budgets, saves receipts, reviews your transactions with advanced filtering options, creates enhanced monthly calendar visuals to review monthly expenses, and creates well-organized graphs for better understanding. You can also view asset trends in your charts and create a monthly budget for each category. It also takes into account any loan acquired through an instant cash loan app or any other online personal loan as well as other savings and insurance.
Wally will take the stress out of managing your funds. It generates adjustable budget periods that allow you to track your monthly expenses. Wally syncs your savings, bank, credit card, and loan accounts to provide quick insight into your spending and cash flow trends. It automatically updates your account balance and categorizes transactions to simplify your financial life. The best part is that it shows your most recent spending, budget, and upcoming transactions, giving you a clear picture of your money anytime and anywhere. Finally, you can create an invoice reminder and a shopping list to track your purchases.
With FinArt, you will never miss paying your bills and will be able to manage your expenses effectively. Based on SMS, the application automatically centralizes all costs from several accounts. This feature-rich app lets you check your bank account, mobile wallet or credit card balance on the go and uses trending graphics to provide a creative representation of your spending. Among other things, it also manages your subscriptions while synchronizing them with your expenses.
If you want to save money for some purpose such as travel, buying a new car or education, then Spendee will be the best app for you. All you have to do is connect your bank accounts, e-wallets and cryptocurrency wallets and it will give you full control over your spending including cash spending. It loads all your transactions and gives you a complete picture of your cash flow. You can manually add all your cash expenses to get a clear picture of your expenses.
With the Mint app, you can track your spending, prevent fraud, and receive a comprehensive overview of rising subscription prices to see where you can save money. Its personalized goals help you improve your spending habits to save more and plan for the future. You no longer need to create a spreadsheet to manage your expenses since you can budget and track where your money is going and coming from with just one app.
Nowadays, where instant cash loan apps simplify the request for a online personal loan, we can take out more loans than we actually need and spend the extra money on frivolous things rather than saving it for a rainy day. Budgeting apps help provide a report of your expenses and provide you with a clear picture of your expenses to help you easily manage your expenses.